Do I Need a Trust? Benefits of Trusts for Life Event Financing
Trusts are an increasingly popular estate-planning tool that allows one party (the trustor) to transfer assets to another party (the trustee) for the benefit of a third party (the beneficiary). Trusts can be a way to transfer assets, minimize taxes, and prepare for...
Is There a Credit Crunch Coming?
Managing Your Money is a financial video series where our team of advisors discusses relevant economic and investment topics to help you better understand the financial world.Today’s topic is on the possibility of a credit crunch and what it means for personal...
Flipping the Playbook on Short-Term Treasuries
“For on one side lay Scylla and on the other divine Charybdis terribly sucked down the salt water of the sea. Verily, whenever she belched it forth, like a cauldron on a great fire she would seethe and bubble in utter turmoil, and high overhead the spray would fall on...
Life Insurance: A Risk Mitigation Tool That Should Not be Considered an Investment
Life insurance can be a highly effective risk management tool that should have a place in most Americans’ comprehensive financial plans, but life insurance products should not be viewed as investments for a number of reasons. For most people, a term life insurance...
Your Guide to Modern Estate Planning
We live in a world where change rules. Whether it’s the nature of the economy or the shape of the modern family, society is evolving, and the way we plan for our future will need to evolve too. That’s why estate planning — for everyone, no matter who you are —...
Why a Passive Investment Strategy Won’t Work in Today’s Financial Climate
The investment landscape is currently undergoing a massive shift. Although it’s true the market fluctuates, returns on a normally reliable 60/40 portfolio of stocks and bonds declined by 17% during 2022. The last time the return of a balanced portfolio was well into...
What the Dot-Com Bubble Can Teach Us About Investing Today
Although we cannot know what the future may bring, reflecting on the past will allow us to make better predictions about what is to come. Based on the dot-com bubble era insights, we believe that investors, depending on their financial situations and risk/return...
Winter is Coming: Signs of an Impending Recession
“Winter is coming.” ─ Ned Stark, “Game of Thrones” In the investment world, “winter” can be viewed as a synonym to recession, and, technically, winter is always coming at an uncertain point in the future. However, a number of recent economic signals highlight...
