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If you are the owner or the recent inheritor of a large IRA, the SECURE Act is likely to have a material impact on you and/or your heirs. The SECURE Act made significant changes to the way heirs are required to withdraw funds from these accounts, which will likely produce larger tax bills for many beneficiaries. This Navigator outlines strategies for both IRA owners and beneficiaries to minimize the adverse impacts of the SECURE Act.

While finding appropriate historical analogies is always tricky, the current economic environment, in our view, seems most reminiscent of the mid-1960s. Those years represented an inflection point, much like today, when fiscal spending accelerated, and the Federal Reserve financed that spending with low-interest rates assuming that historically low levels of inflation experienced in the early 1960s would continue.

Retirement needs and circumstances evolve throughout the years and can change instantaneously, but there are habits you can practice over time to build a solid foundation.

Why would an investor incorporate their values in selecting investments? There are several answers to this question, and they apply in varying measure from investor to investor.