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The opinions expressed in the videos are those of the employee and are current through the date of the broadcast. Their views are subject to change at any time based on industry, market environment, and additional factors, and no predictions can be guaranteed. The material discussed and contained in the videos does not take into account any investor’s particular investment objectives, strategies, tax status, or investment horizon. Content discussed in the videos may have been obtained from sources that we believe to be reliable, but its accuracy and completeness are not guaranteed. This material in the videos is for informational purposes only and should not be considered investment advice or as a recommendation of any individual security or strategy.