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![Exploring Alternatives to Traditional Life Insurance](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2024/07/AdobeStock_844508717-1-1080x675.jpeg)
Exploring Alternatives to Traditional Life Insurance
In the dynamic world of financial planning, the traditional stronghold of life insurance...
![Understanding and Maximizing Equity Compensation Plans](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2024/06/AdobeStock_703501215-1080x675.jpeg)
Understanding and Maximizing Equity Compensation Plans
An employee equity or stock compensation plan offers noncash benefits through restricted...
![The Vital Importance of IRAs](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/03/AdobeStock_417484457-1080x675.jpeg)
The Vital Importance of IRAs
We have published this Navigator at this same time each of the past several years in...
![The Back-Door Roth IRA](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2018/05/IRA-1024x675.jpeg)
The Back-Door Roth IRA
Roth IRAs can be highly useful retirement savings vehicles for investors.. While it is...
![Navigating Term Life Insurance vs. Whole Life Insurance](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2024/02/AdobeStock_373681300-1080x675.jpeg)
Navigating Term Life Insurance vs. Whole Life Insurance
If you're wondering, "Do I need life insurance?" you're not alone. Life insurance can...
![The Crucial Importance of Bank Deposit and Securities Insurance](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/11/AdobeStock_500728422-1080x675.jpeg)
The Crucial Importance of Bank Deposit and Securities Insurance
https://youtu.be/dSDvzls9JlgFor America’s financial system to function properly, savers...
![Strategies for Mitigating Estate Taxes](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/09/AdobeStock_494131519-1080x675.jpeg)
Strategies for Mitigating Estate Taxes
https://www.youtube.com/watch?v=VGanov4_RJA&t=7sWhile estate taxes impact only a...
![A Retirement Planning Guide for High Net Worth Individuals](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/09/Retirement-Calculations-1080x675.jpeg)
A Retirement Planning Guide for High Net Worth Individuals
Regardless of your age, maximizing the benefit of your 401(k) and other retirement...
![401(k) Traditional vs Roth](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/07/AdobeStock_238262887-1080x675.jpeg)
401(k) Traditional vs Roth
https://www.youtube.com/watch?v=11G3P6cboPo&t=11s 401(k) plans have grown in...
![How Often Should You Update Your Will?](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/08/AdobeStock_328929558-1080x675.jpeg)
How Often Should You Update Your Will?
A will is a legal document outlining how a person's assets and property will be...
![Betting the House: U.S. Housing Market](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/07/AdobeStock_590166053-1080x675.jpeg)
Betting the House: U.S. Housing Market
In the summer of 2005, alarm bells were ringing around our office regarding the state of...
![Do I Need a Trust? Benefits of Trusts for Life Event Financing](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/07/AdobeStock_588162480-1080x675.jpeg)
Do I Need a Trust? Benefits of Trusts for Life Event Financing
Trusts are an increasingly popular estate-planning tool that allows one party (the...
![Life Insurance: A Risk Mitigation Tool That Should Not be Considered an Investment](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/07/AdobeStock_499418554-1080x675.jpeg)
Life Insurance: A Risk Mitigation Tool That Should Not be Considered an Investment
https://www.youtube.com/watch?v=9UkWl7aD4Iw&t=16s Life insurance can be a highly...
![Your Guide to Modern Estate Planning](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/07/AdobeStock_124998241-1080x675.jpeg)
Your Guide to Modern Estate Planning
We live in a world where change rules. Whether it’s the nature of the economy or the...
![Long-Term Care Insurance: Pitfalls and Advantages](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/03/AdobeStock_500324515-1080x675.jpeg)
Long-Term Care Insurance: Pitfalls and Advantages
https://www.youtube.com/watch?v=oJEjQ-OQ3Vo&t=777sThe cost of long-term care has...
![What We Believe You Should Look for in a Wealth Management Firm](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/03/AdobeStock_184566116-1080x675.jpeg)
What We Believe You Should Look for in a Wealth Management Firm
Financial advisors can plan every aspect of your economic life. Here's what we believe...
![Working Longer, A Solution to The Retirement Income Challenge](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/01/AdobeStock_261777142-1080x675.jpeg)
Working Longer, A Solution to The Retirement Income Challenge
https://www.youtube.com/watch?v=p9AkX5Gt5Uc&t=30sThe purpose of this navigator is...
![SECURE Act 2.0](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2023/01/AdobeStock_445401212-1080x675.jpeg)
SECURE Act 2.0
https://www.youtube.com/watch?v=A1M6ypE-D_g&t=29s The SECURE Act, which stands for...
![I Bonds Can Play an Important, Albeit Small Role in your Portfolio](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2022/11/AdobeStock_452606948-1080x675.jpeg)
I Bonds Can Play an Important, Albeit Small Role in your Portfolio
https://www.youtube.com/watch?v=gJwSBTY7udg&t=2sI Bonds are a low risk fixed income...
![A Primer for Social Security](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2022/01/AdobeStock_206545537-1080x675.jpeg)
A Primer for Social Security
The purpose of this Navigator is to explain the basics of Social Security benefits, to...
![Considering the Financial Implication of Retiring and Moving to Another State](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2022/01/AdobeStock_247781989-1080x675.jpeg)
Considering the Financial Implication of Retiring and Moving to Another State
Ever since the coronavirus pandemic reached the United States, baby boomers have been...
![Is Prepaying Your Mortgage A Good Financial Decision?](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/07/Mortgages-003-1080x675.jpeg)
Is Prepaying Your Mortgage A Good Financial Decision?
If you’re one of the many homeowners who make monthly mortgage payments, you may have...
![Your Guide to Choosing a Wealth Management Firm](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2017/01/research-concept-1024x675.jpeg)
Your Guide to Choosing a Wealth Management Firm
Choosing a wealth management firm can come with many unknowns. Some advisors perform...
![Personal Finance Strategies to Combat Inflation](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2021/12/AdobeStock_434868056-1080x675.jpeg)
Personal Finance Strategies to Combat Inflation
Personal Finance Strategies to Combat Inflation Inflation has risen significantly...
![3 Tips to Improve Financial Literacy as You Approach Retirement](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2021/11/AdobeStock_174959271-1080x675.jpeg)
3 Tips to Improve Financial Literacy as You Approach Retirement
3 Tips to Improve Financial Literacy as You Approach Retirement Retirement is a prospect...
![Giving Strategies for the Charitably-Minded Investor](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2021/11/AdobeStock_158747798-1080x675.jpeg)
Giving Strategies for the Charitably-Minded Investor
Investors who also wish to be donors likely have more options for making tax-efficient...
![Keeping Up with the Joneses](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2021/11/Hamster-wheel-1080x675.jpeg)
Keeping Up with the Joneses
The phrase “keeping up with the Joneses” is frequently used to describe the phenomenon...
![A Guide to Virtual Financial Advising and Robo-Advisors](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2019/04/investing-12-1080x675.jpg)
A Guide to Virtual Financial Advising and Robo-Advisors
What You Need to Know About Virtual Financial Advising and Robo-Advisors The COVID-19...
![The SECURE Act Part 2: Inherited IRAs](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2021/07/Inheritance-Resize-1080x675.jpeg)
The SECURE Act Part 2: Inherited IRAs
If you are the owner or the recent inheritor of a large IRA, the SECURE Act is likely to...
![Your Guide to Saving by Age](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2021/07/saving-at-every-age-1.png?time=1722048599)
Your Guide to Saving by Age
“Are we doing enough?” That’s the question we field most often about retirement...
![Preparing for Retirement? Follow These 3 Steps](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2019/03/Retirement-1024x683-1024x675.jpeg)
Preparing for Retirement? Follow These 3 Steps
How to prepare financially for retirement is a question many people wrestle with...
![The Critical Task of Selecting a Trustee](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2021/02/Trustee-small-1080x675.jpeg)
The Critical Task of Selecting a Trustee
Trustees have a fiduciary duty to your trust, and they are responsible for finding high...
![Buy Outright, Finance, or Lease? Considerations for Your Vehicle](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/09/New-car-1080x675.jpeg)
Buy Outright, Finance, or Lease? Considerations for Your Vehicle
Low interest rates combined with massive changes in travel behavior during the COVID-19...
![The College Planning Lifecycle – Stage 3: Grandparents Can Help, Too](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/09/Grandparents-small-1080x675.jpeg)
The College Planning Lifecycle – Stage 3: Grandparents Can Help, Too
As a parent, you have a lot on your plate. Preparing for college costs is unlikely to be...
![FSA or HSA: Choosing a Medical Savings Account](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2018/11/doctor-piggy-1024x675.jpeg)
FSA or HSA: Choosing a Medical Savings Account
Photo by Andy Dean Flexible spending accounts (FSAs) and health savings accounts (HSAs)...
![Secure Choice or 401(k)? 4 Key Questions to Consider](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/08/Retirement-Planning-1080x675.jpeg)
Secure Choice or 401(k)? 4 Key Questions to Consider
Illinois business owners deciding which retirement plan to choose should consider the...
![Navigating the Challenges of Giving and Receiving Wealth](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/08/Inheritance-1080x675.jpeg)
Navigating the Challenges of Giving and Receiving Wealth
Although Millennials are usurping them in other areas, Baby Boomers still have a firm...
![The College Planning Lifecycle – Stage 2: The High School Years](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/08/High-Schoolers-1080x675.jpeg)
The College Planning Lifecycle – Stage 2: The High School Years
As a parent, you have a lot on your plate. Preparing for college costs is unlikely to be...
![Women and the Wealth Gap](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/07/Wealth-Gap-2-1080x675.jpeg)
Women and the Wealth Gap
In personal finance, women face a different set of challenges than men. Some of these...
![The Financial Implications of Divorce: Asset Protection for High Net Worth Individuals](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/07/Calculator-Money-1080x675.jpeg)
The Financial Implications of Divorce: Asset Protection for High Net Worth Individuals
Asset protection isn’t just a safeguard in case of divorce; it’s a set of actions you...
![The College Planning Lifecycle – Stage 1: The Early Years](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/07/Child-Education-1080x675.jpeg)
The College Planning Lifecycle – Stage 1: The Early Years
As a new parent, you have a lot on your plate. You have an entirely new set of demands...
![3 Ways to Set Your 401(k) Up for Success Early in Life](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/04/Business-Financial-Planning-1080x675.jpeg)
3 Ways to Set Your 401(k) Up for Success Early in Life
Setting aside money for retirement might not seem pressing during the early stages of...
![Is Prepaying Your Mortgage A Good Financial Decision?](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/07/Mortgages-003-1080x675.jpeg)
Making the Most of Your Mortgage
For many Americans, their home is their single largest investment, usually representing...
![Prudence in a Time of Panic: Nine Personal Finance Strategies for Today’s Uncertain World](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/04/Financial-Planning-Review-1080x675.jpeg)
Prudence in a Time of Panic: Nine Personal Finance Strategies for Today’s Uncertain World
The COVID-19 pandemic is the most significant economic event since World War II, and the...
![The CARES Act: An Overview](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/04/CARES-Act-Overview-1080x675.jpeg)
The CARES Act: An Overview
This is the third article in a three-part series on the CARES Act, a $2 trillion...
![The CARES Act: Relief for Individuals and Families](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/04/CARES-Act-Household-1080x675.jpeg)
The CARES Act: Relief for Individuals and Families
This is the second article in a three-part series on the CARES Act, a $2 trillion...
![The CARES Act: Relief for Small Business Owners](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/03/CARES-Act-Small-Business-1080x675.jpeg)
The CARES Act: Relief for Small Business Owners
This is the first article in a three-part series on the CARES Act, a $2 trillion...
![3 Ways to Set Your 401(k) Up for Success Early in Life](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/04/Business-Financial-Planning-1080x675.jpeg)
How to Prepare for the Challenges of Sudden Wealth
Sudden wealth changes your circumstances, and it can be difficult to manage that influx...
![How Much Money Do You Need for Retirement?](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/04/Retirement-1080x675.jpeg)
How Much Money Do You Need for Retirement?
High net worth retirement planning requires a different approach to goal-setting. Here...
![Wealth Management 101: What It Is and Why It Matters](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/04/Trees-Growing-on-Coin-1080x675.jpeg)
Wealth Management 101: What It Is and Why It Matters
For high net worth individuals, financial planning comes with different concerns than...
![The SECURE Act](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2020/02/SECURE-Act-1080x675.jpeg)
The SECURE Act
Photo by sucessphoto The SECURE Act, which was signed into law at the beginning of the...
![Qualified Retirement Plans: Big Benefits for Small Businesses](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2019/11/Retirement-Plan-1080x675.jpeg)
Qualified Retirement Plans: Big Benefits for Small Businesses
Qualified retirement plans are powerful savings tools that can help small business...
![The Costs of Long-Term Care](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2019/06/long-term-care-1024x675.jpeg)
The Costs of Long-Term Care
Photo by nata777_7 Those preparing for retirement today should also seek to...
![Five Tax-Saving Strategies for the Trump Era](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2019/05/1040-1080x675.jpg)
Five Tax-Saving Strategies for the Trump Era
Photo by cabania Minimizing taxes is important in building and protecting wealth over...
![The Navigator – Identity Theft & Data Breach: What Do I Do?](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2017/09/Computer-Breech-1024x683-1024x675.jpeg)
The Navigator – Identity Theft & Data Breach: What Do I Do?
Photo by weerapat1003 As identity theft and data breaches become ever-more-common...
![Why You Should Consider A Password Manager](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2018/10/Cybersecurity-PW-Management-1024x625.jpeg?time=1722048599)
Why You Should Consider A Password Manager
Photo by SasinParaksa Password managers are digital vaults that help create and store...
![Focusing on the Controllable](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2018/09/erasing-stress-1024x675.jpeg)
Focusing on the Controllable
Photo by mybaitshop All of us have various concerns in our lives that command our time...
![Maximizing Tax Savings with Donor-Advised Funds](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2018/07/Gifts-to-Charity-Section-Tax-Form-1024x682-1024x675.jpeg)
Maximizing Tax Savings with Donor-Advised Funds
Photo by cabania Not only do donor-advised funds allow you to easily make charitable...
![The Basics of Estate Planning](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2018/06/Last-Will-and-Testament-1024x683-1024x675.jpeg)
The Basics of Estate Planning
Photo by woodsy Estate planning matters; you want to ensure that, after your...
![Fiduciary Duty](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2017/07/Fiduciary-Duty-1024x683-1024x675.jpeg)
Fiduciary Duty
Photo by magele-picture To achieve their financial goals, clients must be able to trust...
![Behavioral Finance 101](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2017/01/Money-Brain-1024x578.jpeg?time=1722048599)
Behavioral Finance 101
Photo by sveta Behavioral finance combines psychology and economics to explain how...
![The Basics of Estate Planning](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2018/06/Last-Will-and-Testament-1024x683-1024x675.jpeg)
Roadmap for Heirs
Photo by woodsy Click Here To Download RoadmapWhen a loved one passes away, heirs are...
![Custodial Services](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2019/10/Shaking-Hands-1080x675.jpeg)
Custodial Services
Photo by Andrey Popov In our financial advisory role, we seek to work with clients to...
![Managing the Growing Cost of Education](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2019/10/Cost-of-Education-1080x675.jpeg)
Managing the Growing Cost of Education
Photo by pogonici The costs associated with college education in the United States have...
![A Social Security Primer](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2019/10/Social-Security-1080x675.jpeg)
A Social Security Primer
Photo by larryhw. The purpose of this Navigator is to explain the basics of Social...
![Life Insurance: A Risk Mitigation Tool that Should Not be Considered an Investment](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2019/10/Life-Insurance-1080x675.jpeg)
Life Insurance: A Risk Mitigation Tool that Should Not be Considered an Investment
Photo by tashatuvango Life insurance can be a highly effective risk management tool that...
![Personal Liability Protection: Umbrella Insurance for High Net Worth Individuals](https://cbx8e7.p3cdn1.secureserver.net/wp-content/uploads/2019/10/Umbrella-Insurance-1080x675.jpeg)
Personal Liability Protection: Umbrella Insurance for High Net Worth Individuals
Photo by barameefotolia. For many individuals, an Umbrella insurance policy is an...