The Back-Door Roth IRA
Roth IRAs can be highly useful retirement savings vehicles for investors.. While it is true that you cannot deduct contributions to your Roth IRA, you can withdraw your money tax-free down the road in retirement if the appropriate holding period and age requirements...
Variable vs. Fixed Annuities: How to Differentiate the Two
Annuities are among the most common financial products currently available in the market. In 2022 alone, annuity sales exceeded $310 billion, setting an annual sales record for these products. But despite their popularity, these products are among the most poorly...
The Crucial Importance of Bank Deposit and Securities Insurance
For America’s financial system to function properly, savers and investors must be confident in the safety of their capital. Extensive government regulation helps to ensure that the institutions tasked with holding such capital are prudently managed and adequately...
