Variable vs. Fixed Annuities: How to Differentiate the Two
Annuities are among the most common financial products currently available in the market. In 2022 alone, annuity sales exceeded $310 billion, setting an annual sales record for these products. But despite their popularity, these products are among the most poorly...
The Crucial Importance of Bank Deposit and Securities Insurance
For America’s financial system to function properly, savers and investors must be confident in the safety of their capital. Extensive government regulation helps to ensure that the institutions tasked with holding such capital are prudently managed and adequately...
Life Insurance: A Risk Mitigation Tool That Should Not be Considered an Investment
Life insurance can be a highly effective risk management tool that should have a place in most Americans’ comprehensive financial plans, but life insurance products should not be viewed as investments for a number of reasons. For most people, a term life insurance...