ESG (Environmental, Social and Governance) is a long-term investment strategy that considers environmental, social, and corporate governance. We seek to minimize potential downside risk through the analyses of material non-financial factors and implementation of both positive and negative ESG screening. Factors include environmental and sustainability reporting and transparency, regulatory, litigation and reputation risk, shareholder interests and brand integrity, board structure, accountability and executive compensation, and select negative screening.  Because the applications of ESG (environmental, social, governance) or Socially Responsible Investing (SRI) screens as part of an impact investing program, certain securities may be eliminated as investments.  As such, it may cause performance to behave either positively or negatively compared to strategies that do not apply such screens.