


SECURE Act 2.0
The SECURE Act, which stands for “Setting Every Community Up for Retirement Enhancement” was originally passed in 2019 with the stated intention of making retirement savings easier and more accessible. You can read more about the original SECURE Act in our previous...
10 Predictions for 2023
“Only when the tide goes out do you discover who’s been swimming naked” ─ Warren Buffett Last year we made our first attempt at providing 10 investment-related predictions for the upcoming year, and we are going to repeat the process for 2023. Before starting...
A Guide that May Help You Hedge Against Inflation
Investing in an inflationary environment is never easy. It requires unconventional strategies and an approach toward investing which assumes that it is no longer business as usual. It is a time where maintaining the real (inflation-adjusted) value of your net worth...
Should I Invest in Stocks?
Should I Invest in Stocks? Investors, and prospective investors, are scanning news headlines, reviewing their monthly statements, and digesting data — most of them full of gloom — and coming away asking “should I invest in stocks now?” or, even more fundamentally,...
Should I Invest in Treasury Bonds During Inflation
Should I Invest in Treasury Bonds During Inflation? Few people see the value of investing in long-term Treasury bonds now that inflation exceeds bond interest rates. As of Sept. 13, 2022, the U.S. inflation rate was over 8%1, while 10-year Treasury bonds were at...
I Bonds Can Play an Important, Albeit Small Role in your Portfolio
I Bonds are a low risk fixed income product sold directly from the U.S. government and currently pay a high rate of interest (6.89%). While investors must purchase this product directly from the government and purchase amounts are limited, these products can be an...
The U.S. Dollar Wrecking Ball
“When you remember we are all mad, the mysteries disappear and life stands explained.” ─ Mark Twain In past letters, we have addressed the craziness of the current investment era multiple times. In August 2020, 10-year Treasury bond yields reached an all-time low of...
Commodities That Can Help Your Portfolio Hedge Against Inflation
It’s impossible to be a consumer these days and not be keenly aware that inflation is at a 40-year high. The 9% increase seen in June 2022 was the largest increase since 1981; consumers are feeling the pain everywhere they shop, from gas to food to housing — and...