Our financial plans, our advice, and our investment portfolios are customized to the individual needs, values, and goals of our clients.
The most important step in our portfolio management process is to identify our clients' investment goals. This process is driven by our clients' time horizon, tax situation, investment values, liquidity requirements, and risk tolerances. Where appropriate, we will work with a client to develop a bespoke financial plan.
After understanding each client's specific financial profile, we create a personalized long-term investment strategy. This strategy integrates each individual client's constraints and goals with developments in the financial markets.
Our investment decisions and our investment allocation decisions are constantly re-evaluated as our clients' needs and objectives change and as our view of the investment environment evolves. We adjust our client portfolios where appropriate, all the while taking into consideration tax issues.
When we invest, we seek to optimize our clients' investment return consistent with the amount or risk that each client is willing and able to bear. Our research staff assists our portfolio managers in identifying good investments from a risk/return perspective, and our portfolio managers select investments that are suitable and prudent for each of our clients.