The Back-Door Roth IRA

The Back-Door Roth IRA

Roth IRAs can be highly useful retirement savings vehicles for investors.. While it is true that you cannot deduct contributions to your Roth IRA, you can withdraw your money tax-free down the road in retirement if the appropriate holding period and age requirements...
Strategies for Mitigating Estate Taxes

Strategies for Mitigating Estate Taxes

While estate taxes impact only a small part of the U.S. population, several legal loopholes are available that can mitigate the potential financial impact of estate taxes. on those who inherit such estates. Taking advantage of these opportunities involves proper...
401(k) Traditional vs Roth

401(k) Traditional vs Roth

 401(k) plans have grown in popularity over the past few decades and are now the preferred type of employer-sponsored retirement savings plan. Many companies have moved away from defined-benefit plans/pensions in favor of 401(k) plans. Many 401(k) plans provide both...
Pekin Hardy
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