The Back-Door Roth IRA

The Back-Door Roth IRA

Photo by SecondSide Roth IRAs can be a fantastic retirement savings vehicle for investors. While it is true that you cannot deduct contributions to your Roth IRA, you can withdraw your money tax-free down the road in retirement if the appropriate holding period and...
Fixed Annuities

Fixed Annuities

Photo by SecondSide Fixed annuities are complicated, expensive products that are marketed by insurance companies. While most investors should avoid fixed annuities, only those older investors who want guaranteed, predictable income and want to offset longevity risk...
The Navigator – Fiduciary Duty

The Navigator – Fiduciary Duty

Photo by magele-picture To achieve their financial goals, clients must be able to trust their financial advisors. Unfortunately, the financial advice industry is rife with conflicting interests, misguided incentives, and confusing terminology. Read...
The Navigator – Behavioral Finance 101

The Navigator – Behavioral Finance 101

Photo by sveta  Behavioral finance combines psychology and economics to explain how investors act. Instead of assuming that people (e.g., investors) always make rational financial decisions, behavioral finance proponents argue that behavioral biases strongly influence...
Roadmap for Heirs

Roadmap for Heirs

Photo by woodsy Click Here To Download Roadmap When a loved one passes away, heirs are often burdened with substantial responsibilities relating to the estate division and other personal matters. Heirs’ responsibilities may include preparing funeral arrangements,...