Variable Annuities

Variable Annuities

Photo by zimmytws Variable annuities are highly complex financial instruments that, despite their popularity, appear to be unsuitable for most investors. While these vehicles offer various theoretical guarantees that may appear attractive to certain investors, the...
Custodial Services

Custodial Services

Photo by Andrey Popov In our financial advisory role, we seek to work with clients to address the full spectrum of their financial needs. The investments we manage are on the asset side of our clients’ balance sheets, but it is just as important to make good judgments...
Managing the Growing Cost of Education

Managing the Growing Cost of Education

Photo by pogonici The costs associated with college education in the United States have skyrocketed over the past 40 years, creating significant financial challenges for families who wish to provide for their children’s education. The large and growing financial...
A Social Security Primer

A Social Security Primer

Photo by larryhw. The purpose of this Navigator is to explain the basics of Social Security benefits, to discuss a few particularly useful strategies, and to provide additional resources that may be useful for anyone who is thinking about how to optimize his or her...