Which Is Correct — the Stock Market or the Bond Market?
Photo by tamayura39 “Do I contradict myself? Very well then I contradict myself, (I am large, I contain multitudes.)” − Walt Whitman, Song of Myself As the S&P 500 Index reaches all-time highs with an extraordinarily high valuation by most measures, how can the...
The Costs of Long-Term Care
Photo by nata777_7 Those preparing for retirement today should also seek to prepare themselves for a growing financial concern: long-term care. Long-term care is increasingly needed by people over the age of 65, can be very expensive, and is generally not...
What Does a Chicago Bankruptcy or an Illinois Bankruptcy End Game Look Like?
Photo by shellybychowskishots “How did you go bankrupt?’” Bill asked. “Two ways,” Mike said. “Gradually and then suddenly.” – Ernest Hemingway, The Sun Also Rises Chicago and Illinois are in dire financial straits as a result of decades of...
Five Tax-Saving Strategies for the Trump Era
Photo by cabania Minimizing taxes is important in building and protecting wealth over the long-term. However, navigating the highly complex and ever-changing tax code is not an easy task. The Tax Cuts & Jobs Act (often referred to as the “Trump Tax Cuts”)...
The Impact of Inverted Yield Curves
Photo by duncanandison “Those who have knowledge, don’t predict. Those who predict, don’t have knowledge.” − Lao Tzu In our most recent investor commentary, we discussed the drivers for the stock market downturn during Q4 2018. We suggested that monetary...
Why Has the Stock Market Become So Volatile?
Photo by peterschreiber.media “Just cause you got the monkey off your back doesn’t mean the circus has left town.” — George Carlin The S&P 500 Index generated a total return of -9.0% in December, which was the worst December return since 1931 in the midst of...
The Navigator – Identity Theft & Data Breach: What Do I Do?
Photo by weerapat1003 As identity theft and data breaches become ever-more-common occurrences, protecting personal information and monitoring accounts for fraud have become increasingly important practices. In the aftermath of the 2017 Equifax breach, in which the...
Why You Should Consider A Password Manager
Photo by SasinParaksa Password managers are digital vaults that help create and store passwords for online accounts and are an essential tool for ensuring your online security. Properly using a password manager can simplify your online life and, more importantly, make...